If you have less-than-perfect credit and think you are completely locked out of buying a house, the short answer is: you might be wrong.
Your credit score is a major factor for lenders, but a low score does not automatically mean an instant denial.
It usually just means your mortgage will come with stricter requirements, higher interest rates, or extra upfront fees.
The best next step is to speak with a trusted mortgage professional who can review your options and help you build a plan.
Planning to buy or sell a house or a condo in Mississauga, Brampton, Toronto and GTA? Give me a call!
