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Discover which option is better: renting or buying? [read more]

October 2023 Toronto & GTA Real Estate Market Overview! 📈 Lack of affordability and uncertainty remained issues for many would-be home buyers in the Greater Toronto Area (GTA) in October 2023. As a result, sales edged lower compared to last year. However, selling prices remained higher than last year’s levels. [read more]

  3 Mistakes of Novice Sellers  Selling a property can be challenging, especially for those new to the real estate market. Novice sellers often make avoidable mistakes that can hamper the selling process. Let's explore three of these common errors and learn how to steer clear of them for a smoother home sale.   1. Unrealistically High Prices: New sellers often set prices too high, deterring potential buyers. This leads to longer sales and frustration. 2.... [read more]

What Is a Mortgage? Generally speaking, a mortgage is a loan to purchase real estate. The "mortgage" itself is a lien–a legal claim on the home or property that secures the promise to pay the debt. All mortgages have two features in common: principal and interest. The principal is the amount you are borrowing, which is “secured” by the lender’s claim on the property. The interest, usually stated as the percentage rate, is the additional amount paid for... [read more]